Complimentary · No Obligation

Keep your family in their home — no matter what.

See how personally-owned mortgage protection may help your family stay in their home if the unexpected happens. Free review with a licensed Canadian advisor.

Your mortgage is likely your largest financial commitment. Most homeowners give little thought to what would happen to it if they were no longer able to contribute to it — but that's exactly the kind of gap a short review can address.

The challenge

Many homeowners rely on basic bank-offered mortgage insurance without realizing it may be limited, non-portable, and often more expensive than personally-owned alternatives. It's not something lenders tend to explain in detail at the time of purchase.

How a review can help

Your review takes a straightforward look at your mortgage balance, amortization, and current coverage. A licensed advisor explains how personally-owned mortgage protection works and how it compares to what your lender may have offered — with no obligation to change anything.

Who this is for

New homeowners or recent mortgage holders
Families relying on one or two incomes
People renewing their mortgage soon
Anyone relying solely on bank-provided coverage
Homeowners who've never reviewed their protection

Protect your biggest asset

Coverage designed around your actual mortgage balance and amortization — not a one-size product.

Often more flexible than bank coverage

Personally-owned protection stays with you — not your lender — and can be portable when you move.

Compared across carriers

A licensed advisor can review options from multiple providers so you're not limited to what one institution offers.

What your complimentary review includes

  • A short, friendly needs discovery conversation
  • A plain-language review of your current coverage (if any)
  • A gap analysis based on your life situation
  • A straightforward discussion of options that may fit your budget
  • An overview of coverage types that may be relevant to your needs
  • A clear next-step recommendation from a licensed advisor
Your mortgage is likely your largest financial commitment. A short review may help you understand how to protect your family's home if life changes unexpectedly.
How is this different from my bank's mortgage insurance?

Personally-owned coverage is typically underwritten upfront, portable, and independently priced. A licensed advisor can walk you through the key differences.

Do I have to switch lenders or mortgage providers?

No — this is completely independent of your mortgage provider.

Is the review free?

Yes, completely free and with no obligation.

When is the best time to review this?

Any time — though reviewing at or before renewal is especially practical.

Your information is handled under CASL and PIPEDA. A licensed Canadian advisor will follow up — no obligation, no pressure.

Book My Complimentary Review

Takes under a minute. No obligation.

Add it for a faster callback — or just book a time and we'll email you.

Keep your family in their home — no matter what. — AdvisorApex | AdvisorApex™