If your income stopped tomorrow, how long could your family keep their life?
Most Canadians have never seen their full protection picture in one place. In about three minutes on this page, you'll understand where gaps commonly hide — and whether they might apply to you.
Worth knowing: Workplace coverage is often 1–2× salary. A full needs analysis frequently points to far more — which is why many families are covered on paper, but not in practice.
Does this sound like you?
Tap everything that applies — it shapes what your review focuses on.
Your Financial Protection Score™
9 quick questions · about 2 minutes · nothing is submitted until you choose to
See where your protection and planning stand across six areas — income, family, mortgage, emergency fund, estate, and retirement. Educational, private, and free.
Three myths worth clearing up
Tap a card to see the reality.
What actually happens in a review
Today
You book a 20-minute call
Pick a time that works. No documents needed — just you.
The call
We map your current picture
Income, mortgage, family, existing coverage. Plain language, no jargon, no pitch.
After
You see your gaps — if any
A clear view of what's protected, what isn't, and what options may help.
Your call
You decide what happens next
Act on it, think about it, or do nothing. The clarity is yours to keep either way.
Why timing matters more than timing the market
Protection pricing is based largely on age and health — so the same coverage generally costs more the longer you wait.
Illustrative index of a typical industry pattern — not a quote or a rate. Actual pricing depends on your personal health, coverage design, and carrier, which a licensed advisor reviews with you.
Based on what you shared, your free review will cover:
- How your mortgage would be handled if your income stopped
- Income replacement and education funding for your children
- What your workplace coverage actually includes — and where it ends
- Whether your existing policy still matches your life today
Tell us a little about your situation in the form and the call starts where you are — not from zero.
Your review is with a licensed Canadian advisor, not a call centre.
Your information is handled under CASL and PIPEDA. A licensed Canadian advisor will follow up — no obligation, no pressure.
The questions people actually have
Will I be pressured to buy something?
No. This is a review and a conversation. Most people leave the call with clarity about where they stand — what happens next is entirely your decision.
Do I need a medical exam to get information?
No. The review itself involves no exams and no applications — it's a conversation about your situation and what options may exist.
What happens to my information?
It's stored in Canada, protected under PIPEDA, and used only so a licensed advisor can follow up with you. It is never sold. You can unsubscribe at any time.
Is this really free?
Yes. The review and the conversation are complimentary, with no obligation.
Is this an instant quote?
No. This is a review with a licensed advisor — not an automated quote or an approval. Pricing depends on your personal situation and is discussed in your review.
Book My Free Review
Takes under a minute. No obligation.